The repayment date of the loan is the monthly billing date plus the longest 30 days. For example, if your bill date is 6th, then the repayment date is July 6th. However, the repayment date is flexible, and you can choose to repay within a grace period of 30 days at the latest. If the repayment is delayed, there will be a late fee. You can check your repayment date and remaining available amount through the "Loan" page of Alipay.

In addition, personal credit risk assessment is also very important, because excessive application and frequent loan operation may increase personal credit risk. You can query personal credit risk index through "103 data" to better understand your credit status and risk level.