1, apply. The poverty-stricken households and industrial business entities who have set up files and set up cards apply for loan guarantees to their townships or financial poverty alleviation cooperatives according to their own development needs.

2. Preliminary examination of village-level organizations. The resident team and the village branch committee assist the village-level financial aid-the-poor mutual aid society to confirm the industrial development projects and verify that the industrial business entities contact and help the poor households.

3, the township level audit. The township poverty alleviation office will examine the identity of the poor households who are the applicants of poverty alleviation micro-loans and the targets of industrial operation, and the county-level poverty alleviation department will examine and confirm whether the project conforms to the poverty alleviation plan and reality, and notify the village or township-level financial poverty alleviation mutual aid society to issue a letter of guarantee.

4. Loan delivery. After the cooperative bank completes the pre-loan investigation and related processes, it informs the borrower to go through the loan procedures and issue loans.