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The Concept of SME Loan
Refers to the loans issued by banks to the legal representatives or controlling shareholders of small enterprises (social natural persons, hereinafter referred to as borrowers) to supplement the legal designated purposes such as enterprise liquidity turnover.

Enterprises supported by small business loans must meet the following requirements: the registered capital exceeds 500,000 yuan, and the operating period exceeds 65,438+0 years; The main industries supported by small business owners: manufacturing, for large and medium-sized enterprises.