Current location - Loan Platform Complete Network - Loan intermediary - After the bank loan is paid off, what information is needed to cancel the mortgage?
After the bank loan is paid off, what information is needed to cancel the mortgage?
1. What information is needed to cancel the house mortgage after the bank loan is paid off?

1 First of all, you need an application form for mortgage cancellation registration, which is necessary.

2. If the mortgagor is an individual and the mortgagor is a unit, provide the original business proofreading); If the mortgagee is an individual, submit a copy of my ID card (proofread the original); If the mortgagee is a unit, the enterprise shall provide a copy of the business license (original proofreading certificate) and other copies (original proofreading certificate); If the unit that has been registered in the financial institution of our center does not need to submit the mortgage, it shall submit the original certificates of other projects; If the pre-sale of commercial housing is mortgaged, the original Certificate of Pre-registration of Housing Mortgage or Certificate of Pre-sale of Commercial Housing Mortgage for the Record shall be submitted;

5. Proof of repayment settlement, written statement of the mortgagee giving up the mortgage right and other original materials to prove the extinction of the mortgage right. ;

6, the registration authority that it is necessary to collect

Extended data

Cancel registration

If the last one has not paid off the loan, it is necessary to pay off the loan of the last one before the transfer transaction can be carried out. If the last loan is not paid off, the loan must be completed before the second step of the above transfer process, and the mortgage registration must be cancelled.

I. Steps

(1) Apply for prepayment (if the previous house has been repaid for one year, you can generally apply for prepayment; If it has not been paid back for one year, the last loan contract shall prevail)

② If the loan is repaid in one year, the loan can be repaid in advance.

(3) 3-5 working days after the loan.

(4) It is necessary to remember when going to the bank to cancel the mortgage registration.

Second, the information obtained from banks is generally

① Certificate of other rights of real estate (certificate of other rights)

② Apply for cancellation of mortgage registration.

(3) The bank gives

④ Copy of bank business license

⑤ Proof that the customer has paid off the loan.

⑥ Insurance

Three, to the trading center for cancellation of mortgage registration required information.

① Information required for cancellation of mortgage registration by the bank.

(2) Cancel the original ID card

(3) The original house property certificate that needs to go through the mortgage cancellation registration formalities.

Note: the center needs to provide real estate license.

If the last company entrusts its personnel to handle the cancellation of mortgage registration, it shall provide the following supplementary information:

(1) is on the power of attorney.

(2) The ID card and photocopy of the personnel entrusted by the company.