Dianrong Food Loan is an online loan specially designed for catering enterprises to help them open branches and carry out storefront decoration. The maximum loan amount of point financing food loan can reach 6,543.8+0,000 yuan, the lowest daily interest rate is only 0.04%, and the fastest is 654.38+0, with automatic repayment every day.

2. Agricultural Bank of China Microfinance

Agricultural Bank of China microfinance also serves small and micro enterprises, and can be applied through online banking and mobile banking. Agricultural Bank of China's microfinance loan amount can reach 654.38+0 million, and the service life of the loan is 654.38+0.2 months.

3. Micro-enterprise loans from Weizhong Bank

Micro-enterprise loans of Weizhong Bank can be handled with business licenses. At present, the main open areas are Guangdong, Jiangsu, Hunan, Shandong, Tianjin, Shaanxi, Zhejiang, Henan, Chongqing, Yunnan and Jiangxi. The loan amount of small and micro enterprises can reach 3 million yuan, and the longest loan period is 36 periods.

4. CCB understands you.

CCB understands that you are an APP launched by CCB for small and micro enterprises, which can handle loans for the majority of enterprises. Small and micro enterprises can apply for loans of up to 5 million yuan with business licenses and tax information. , service life 12 months.

5. pocket letter

Letters are all online loans specially designed for merchants, and merchants can handle them with business licenses and other materials. The maximum credit line of Xindu can reach 200,000 yuan, the loan interest rate is as low as 5/10,000 per day, and the funds can be quickly received within 1 hour.

Impact of overdue online loans:

First, late payment will affect personal credit. If a lender borrows money from a bank and fails to repay it within the time limit, his personal credit report will leave a bad credit record. It is very difficult to apply for credit cards and loans in the future, and most of them will be rejected, which will cause many troubles to personal production and life.

Second, the most direct consequence of not paying back the credit loan is a high penalty interest, and you may have to pay a certain penalty. Even the principal and interest add up to a lot of expenses, and the result of not repaying on time is to increase my economic pressure.

Third, in loans overdue, the lender will face all kinds of collection. Banks or financial institutions have their own collection systems. After the lender is overdue, the first-class collection will send you a text message and call for a reminder. If it is not returned for a long time, and the degree is serious, there will even be a collector to collect it in person. This overdue staff member should be prepared and try to pay off the money at the first time before solving it.

Fourth, if the loan is overdue for a long time and the amount is large, the lender may be sued by financial institutions. After the lawsuit is accepted, the assets of the lender may be sealed up after the court pronounced a sentence. This is the "repayment ruling" that the lender must execute, otherwise the court will seal up the property and other assets under your name according to law and repay the arrears with the proceeds from the auction.

Fifth, if the circumstances are serious, you may go to jail. Under normal circumstances, such incidents as borrowing money and not paying it back are civil disputes and will not rise to the criminal level. However, if some lenders refuse to implement it and insist on not paying it back, if the circumstances are serious or bad, the court will also investigate the criminal responsibility of the borrower according to the circumstances, and even go to jail if the circumstances are serious.