The credit card review of Changsha Bank is relatively strict. If the applicant does not meet the requirements of Changsha Bank's credit card application, then the application is likely to be rejected. It should be noted that the application conditions of Changsha Bank's credit card require the applicant to work or live in the place where the issuing bank is located.

However, if approved, the credit card limit will generally be higher, which is also the advantage of small banks applying for credit cards.

Is it easy for Changsha Bank to apply for a credit card? How to check the progress of credit card application?

Changsha Bank is the largest city bank in Hunan, and many people in Hunan have applied for city bank credit cards. Many people are concerned about the reason why the credit card application threshold of city commercial banks will be lower. So, is it easy for Changsha Bank to apply for a credit card? How to check the progress of credit card application? I will answer your question today.

Is it easy for Changsha Bank to apply for a credit card?

It is not difficult to apply for a credit card from Changsha Bank. Those who meet the following application conditions can basically apply.

1. Applicants must be at least 18 years old and between 18 and 65 years old. Applicants must have full capacity for civil conduct.

2. The applicant should have a legal and stable source of work and income, and the income should be above the local per capita income.

3. The applicant must work in the location of the issuing bank or have a fixed residence in the location of the issuing bank.

How to check the progress of credit card application with Changsha Bank Credit Card?

I. Online banking inquiry

Customers who have opened Changsha Bank's online banking can log in to Changsha Bank's online banking, select "Apply" in the "Credit Card" interface, and then click "Query Application Progress" to check the progress of your credit card application.

Second, WeChat query

Now basically every bank has an official WeChat account. You can pay attention to the official WeChat account of Changsha Bank, enter the official WeChat account and enter "Progress". The official WeChat account will tell you how to check the application progress.

Third, telephone inquiry.

You can call the customer service telephone number of Changsha Bank at 400-679-65 1 1 for enquiry. You can make self-service inquiry or switch to manual service inquiry according to voice prompts.

The above is about "Is it easy to apply for a credit card in Changsha Bank? How to check the progress of credit card application? " The answer. Changsha bank credit card is still easy to apply for, and the application threshold is not high. Eligible friends can apply. The specific application progress can be inquired according to the above method.

Is Changsha Bank's credit card (debit card) easy to approve?

Changsha Bank's credit card (debit card) review is relatively strict. If a certain condition of the applicant does not meet the application criteria of Changsha Bank's credit card (debit card), then the application is likely to be rejected. In addition, the application conditions of Changsha Bank's credit card (debit card) require the applicant to work or have a residence where the issuing bank is located. Many people do not meet this condition alone.

However, if approved, the card approval amount is generally higher, which is also the advantage of small banks applying for credit cards (debit cards).

Changsha Bank Credit Card Application Progress Inquiry

First of all, you can call Changsha Bank Credit Card Customer Service for enquiry.

Second, you can log in to Changsha Bank official website for self-inquiry. The specific method is as follows:

1. Open Baidu search, enter "Changsha Bank" in the search bar, find Changsha Bank official website after the search and click Enter.

2. After entering Changsha Bank official website, find "Credit Card" and click Enter.

3. After entering the credit card, find the item "Application Progress" and click Enter.

4. Enter the application progress query, enter the ID number, and after verification, you can query the credit card application progress.

Can I handle the credit card of Changsha Bank?

You can handle it.

According to the Articles of Association of Furong Credit Card of Changsha Bank, all individuals who have reached the age of 18, have full capacity for civil conduct, a fixed residence, a legal and stable source of income and solvency, and are natural persons with good credit status can apply for a credit card personal card with their valid identity documents.

In addition, the credit card can only be used by the applicants listed in the application form, and may not be rented, sold, transferred or used by others in other ways. Otherwise, the cardholder will bear all the consequences.

Extended data:

Provisions of Changsha Bank on Interest and Charge of Credit Cards

1. The cardholder shall repay all the repayable amount before the due repayment date (inclusive), and the current consumer transaction amount on the due bill enjoys interest-free treatment from the bank bookkeeping date to the due repayment date, with the longest interest-free repayment period of 56 days.

2. The cardholder can repay according to the minimum repayment amount stipulated by the card issuer. When the cardholder chooses the minimum repayment amount, he will no longer enjoy the interest-free repayment period. The card issuer will calculate the interest of the cardholder's transaction funds that do not meet the interest-free conditions from the bank bookkeeping date until all debts are paid off and compound interest on a monthly basis.