2. If the user applies for a housing loan, the income of the new job is higher than that of the previous job, and he may not refuse. If your income is lower than your last job, you may be rejected.

The above is related to whether the new job loan will be rejected.

Wage loan conditions

1. The economic benefit of the applicant's unit is good and stable;

2. Personal credit information is good;

3. Stable income, working in the enterprise for at least 6- 12 months;

4. Live in a local loan bank for a long time and have a legal residence permit.

It should be noted that after successfully applying for a salary loan, the user must settle the loan within the specified time. Otherwise, once it is overdue for a long time, it will not only affect the applicant's personal credit, but also continue to be deducted a large amount of late fees, causing great economic pressure. In addition, if the loan amount is relatively large, it may also be sued.

Can I borrow money after the deadline?

If the user has overdue behavior, that person's credit will be affected, it is difficult to get a loan successfully in a short time, and most of them will be refused a loan because of credit problems. For this matter, users need to settle their debts as soon as possible, and then take the time to repair their credit. When their personal credit is improved, it is possible to successfully obtain loans. Naturally, users also need to pay attention. If only online loans are overdue, because most service platforms do not access the personal credit information of the central bank, the overdue status will generally only leave bad records in big data information. In view of this situation, users can try to borrow from banks or other financial institutions, because the general review is the user's personal credit information, which has nothing to do with big data information. In this way, if the user's personal credit report does not record bad information, and the user can provide enough economic income materials to prove that the individual has the ability to repay the loan on time, there is still a chance to get the loan. This article is mainly about whether the new job loan will be rejected, and the content is for reference only.