From 1. to 20 16122 October, the benchmark interest rate of mortgage loans implemented by major banks, 1-3 years loans were 4.75%, and loans over 5 years were 4.9%. Different banks can make appropriate adjustments according to their own situation and the applicant's personal credit information.

2. The mortgage interest rate refers to the loan with real estate in the bank, and the loan should pay interest according to the interest rate stipulated by the bank.

3. China's mortgage interest rate is uniformly stipulated by the People's Bank of China, and all commercial banks can float within a certain range. The mortgage interest rate in China is not always constant, but often changes. The form is that interest rates have been rising, so we often compare the situation before and after raising interest rates.