Beijing, Shanghai, Guangzhou, Shenzhen, Chongqing, Tianjin, Harbin, Taiyuan, Shijiazhuang, Chengdu, Hainan Province, Urumqi, Guiyang, Xining, Hangzhou, Yinchuan, Xiamen and Fuzhou have realized loans from different places nationwide, that is, employees who have paid their provident fund in other provinces and cities in China can apply for provident fund loans to buy houses in this place 18. Among them, Hangzhou and Yinchuan expanded the scope of off-site loans from the province to the whole country, and Xiamen and Fuzhou were the first cities to implement off-site loans.

2. Inter-provincial loan areas

The four cities of Wuhan, Changsha, Nanchang and Nanning only aim at some cities outside the province, and implement mutual loans of housing provident funds in different places.

3, the province, the region off-site loans

Nine cities, namely Qingdao, Shenyang, Changchun, Jinan, Luoyang, Hefei (with Fuyang, Lu 'an, Huainan, Chuzhou and Huaibei), Xi, Kunming and Lanzhou, have realized loans in different places in the province, that is, they can apply for provident fund loans to buy houses in other cities in these provinces.

Second, can the housing provident fund buy a house in a different place?

Can the housing provident fund buy a house in a different place? It is reported that housing provident fund can buy a house in different places and apply for housing provident fund loans in different places. From 2065438+2005 10, the loan business of provident fund in different places will be fully implemented. Deposited employees who purchase houses outside the place of deposit may apply for loans from the housing provident fund management department of the place of purchase according to the housing provident fund loan policy of the place of purchase. The housing provident fund management institution at the place of deposit and the place of purchase shall issue and confirm the deposit certificate and other materials in time and handle the loan procedures.

Housing provident fund purchase conditions in different places:

1. If the housing provident fund has been paid in full for more than 6 months (inclusive), you can apply for a personal housing loan from the housing provident fund. For those who have paid the housing provident fund in different places and paid it in the current deposit place for less than 6 months, the payment time can be calculated according to the payment certificate issued by the housing provident fund management core of the original deposit place.