About what you want to know, "Can I refinance my car loan after I pay it back?" The related contents are as follows:

If the car loan has been repaid, you can refinance it:

1. You can apply for a car loan if the loan has not been repaid. In fact, there are many factors that determine whether an individual can still apply for a car loan, among which the applicant's credit record is the main one. How does an individual's credit record determine whether he can apply for a car loan? If he has a good credit record, he can apply for a car loan, otherwise he can't.

2. the repayment ability of the applicant. Whether an applicant can apply for a car loan again when the loan has not been paid off depends on the applicant's repayment ability. If the applicant does not have enough repayment ability, he can no longer apply for a car loan;

3. Therefore, you can apply for a loan to buy a car if you have outstanding loans, but only if the borrower has sufficient repayment ability and a good credit record.