Generally speaking, the management of bank loans is very strict. First of all, the first level is credit review. If the credit review fails, the next process of the loan cannot be carried out, and all processes will not be issued without the loan.

Credit information refers to the collection and processing of personal credit information by a legally established personal credit information agency, and provides personal credit information inquiry and evaluation according to users' requirements. Bank credit investigation is mainly used to evaluate a person's credit rating and loan qualification.