Bring your valid ID card, loan settlement certificate and motor vehicle registration certificate to the vehicle management office where the vehicle is registered. The staff will ask you to fill out the Application Form for Motor Vehicle Mortgage Registration/Pledge Filing and submit the information to the staff. After accepting it, go to the certificate making window and add the information of "date of mortgage cancellation and cancellation" on your motor vehicle registration certificate.
In order to maintain a good credit record, we should also pay attention to our online loan big data in time. This can be done by: building a quick check in the north, clicking on the query to see our own online loan big data report, so as to maintain good credit at all times.
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How to go through the formalities of vehicle release after the car loan is paid off?
Because the vehicle registration certificate when handling the car loan is mortgaged in the bank, it is necessary to issue a settlement certificate after paying off the loan, and at the same time recover the vehicle registration certificate, vehicle certificate, car purchase contract and mortgage materials. Then bring the above materials, personal identification and repayment bank card to the vehicle management office to cancel the mortgage registration, and then you can go through the formalities of transfer and licensing.
The second step is to go to the auto insurance company to change the insurance beneficiary. If it is a loan to buy a car, the beneficiary of auto insurance is the bank, so after the owner pays off the car loan, he needs to go to the insurance company to change the beneficiary. If the owner has not changed, then the beneficiary is the bank, not the owner, and will benefit from future accidents.
The third step is to go to the bank for settlement. After paying off the car loan, it is also very important for the borrower to prove that he has paid off the loan through settlement procedures.
Finally, after the car loan is settled, it is best to drive the vehicle to the 4s shop for inspection and remove the hidden GPS positioning device to protect personal privacy. Of course, it is not excluded that some vehicles are not equipped with GPS positioning devices.
Generally speaking, after the car loan is paid off and the mortgage is lifted, you need to go through the formalities of car loan settlement, change the beneficiary of car insurance and dismantle the GPS device, so you can drive your own car with peace of mind.