1, to the bank, provident fund management center or directly from the Internet to download the "monthly withdrawal of housing provident fund loan application form", in accordance with the requirements, fill in the items on the table completely; 2, holding the "monthly withdrawal of housing provident fund owing on the loan entrusted application form" to the user's unit to stamp a chapter; 3. Copy the "House Purchase Contract" and affix a seal to the loan bank; 4. Get a bank card or passbook at the loan bank; 5. Copy the loan contract with the bank; 6. Bring other necessary documents; 7. Take the prepared documents with you and go directly to the local housing provident fund management department. The above is the relevant content of the monthly automatic repayment process for applying for provident fund. What should be paid attention to when using provident fund loans? 1. Pay attention to the deposit status of housing provident fund: If you want to apply for provident fund loans, it is best for buyers to know clearly the conditions of local provident fund loans in advance to see if individuals meet the requirements. Not all participants in the provident fund can apply for provident fund. Generally speaking, when applying for a loan, there are corresponding requirements for the borrower to pay the provident fund. Property buyers usually need to pay the provident fund in full for 6 months or 12 months in a row before they can apply; 2. Pay attention to the amount of provident fund loans: the amount of provident fund loans is limited, which is related to the balance of individual provident fund accounts of buyers. If the balance of the provident fund account is not much, the loan amount applied for will be very low; 3. Pay attention to the use times of provident fund loans: provident fund is a welfare policy introduced by the state to solve the housing difficulties of employees. Because it is a welfare policy, you can't apply at any time, and the number of applications also has corresponding requirements. Generally speaking, if you have already applied for a provident fund loan, as long as the user's loan has not been repaid, the user or the user's spouse cannot apply for a provident fund loan.

reasons why provident fund loans can't be approved 1. Poor credit reporting: Provident fund loans have high requirements for users' credit reporting. Therefore, users need to pay attention to maintaining their personal credit in their daily lives, especially to prevent the situation from appearing in recent years, otherwise the loans will be easily rejected. In addition, there must be no violations in applying for loans. This applies not only to individual property buyers, but also to those who buy houses with loans, especially married users. When applying for loans, the bank will check the credit status of both husband and wife; 2. Personal asset-liability ratio is too high: provident fund loans also attach great importance to users' repayment ability. If there are huge liabilities or low profits, banks will worry about users' repayment ability and refuse to approve loans in order to better avoid borrowing risks. Therefore, in order to successfully apply for a loan, it is best for users to settle part of the loan in advance to reduce their personal debt ratio. This article mainly writes about the knowledge points related to the monthly automatic repayment process of applying for provident fund.