2. Ping An New Generation is the loan business of Ping An Bank, a national joint-stock commercial bank. The headquarters of this bank is located in Shenzhen. Ping An Bank is a bank approved by the State Council Banking Regulatory Authority. Therefore, Ping An Bank is a formal commercial bank, and its new generation is also a formal loan product. Ping An Xinyi Loan is a pure credit unsecured loan product, which is mainly distributed to people with stable and continuous wage income. It is very suitable for young consumers and industrial and commercial owners who have no car or house and cannot provide mortgage guarantee. Usually, the monthly salary income is used as the basis for judging the loan amount, and different users get different credit lines when borrowing.
3. The maximum credit line of Ping An Xinyi Loan is 500,000. When borrowing money, users can choose different repayment periods, such as 65,438+02 months, 24 months and 36 months, which are usually determined according to their own income. The money borrowed through loans can be used for personal consumption loans and decoration loans.
Money, business loans, travel loans, etc. Users should pay attention to the loan interest rate when handling loans, because the interest rate will affect the subsequent repayment. If the loan interest rate is high, the burden of subsequent repayment will be heavier, and it is easy to overdue repayment, because there will be penalty interest after overdue repayment. The longer the time, the more penalty interest. It should be noted that Ping An Xinyi loans overdue's repayment was collected at the meeting. After the credit information becomes worse, it will affect the subsequent handling of various loans, such as car loans and mortgages. Moreover, after the overdue debt is returned, it will continue to remain in the credit information for 5 years, disappear automatically after 5 years, and will never be recorded in the credit information.