1 ten thousand yuan. The annual interest rate of this loan is 5%. If the loan term of 200,000 yuan is 1 year, the interest is 200,000 times 5%, which is equal to 10000 yuan. The loan interest is calculated according to the loan amount, loan term, interest rate and other factors, and the interest rates of different loan products and borrowers are also different. Borrow 200,000 yuan for one year, and the interest rate is 4% to 10, so the interest for one year is 8,000 yuan to 20,000 yuan.