The amount of provident fund loans is related to the account balance. Most cities have stipulated the maximum amount of a single housing provident fund loan. For individual employees, the maximum amount of a single housing provident fund loan is 500,000 yuan. If the applicant and * * * jointly apply, and * * * participates in the quota calculation, the maximum amount of a single housing provident fund loan is 900,000 yuan. The specific calculation method is that the loan amount of Shenzhen housing provident fund is equal to the multiple of the balance of the provident fund account in which the loanable amount is calculated, and the maximum loan amount of housing provident fund does not exceed 70% of the total purchase price.
Tips: The above contents are for reference only. Please consult the local housing provident fund management center for details. Ping An Bank has launched different types of loan products according to the needs of different customers. If you need funds in the near future, you can log in to Ping An Pocket Bank APP- Finance-Loan and try to apply.
Reply time: February 2022-14. Please refer to the latest business changes announced by Ping An Bank in official website.