1. General mortgage loans can only lend a certain proportion of the assessed value of the vehicle, such as 50% of the assessed value.
2. During the vehicle repayment period, if the vehicle has been mortgaged, it is necessary to communicate with the mortgagor first and obtain the consent before mortgage loan can be made, otherwise it may violate relevant laws and regulations.
3. If the lender fails to repay the loan, the bank has the right to sell the vehicle for repayment, which will have a great impact on the lender's credit.
Reminder: If you don't know about your cyber hacking big data, you just need to search: Zhiyi Big Data, click Query and enter information to find your own 100-line credit data. However, with the establishment of Baixing Credit Information, almost overdue online loans will affect personal credit in the future. You must pay attention to your ability when borrowing money.