The first aspect: I think the best way is to find a loan from a guarantee company. After the loan is approved, ask the guarantee company to advance a sum of money to repay the loan amount of China Merchants Bank, then take the house to the Construction Committee for mortgage cancellation, and then register the mortgage of new loans and bank loans.

The second aspect: Although the method seems cumbersome, these problems are not called problems when looking for an agent, and they also solve the credit problem of the banking system. Don't let a small mistake affect the future capital turnover.

Please don't worry too much, all the problems can be solved! thank you