Generally, it takes about a month for a provident fund loan to be processed (that is, submitted for evaluation) to be released (that is, to get the money).
1. After determining the loan amount, submit the evaluation (5 working days in advance);
2. Housing maintenance fund issuance, online signing, face-to-face signing and loan approval (1 working day);
3. Transfer the loan the next day (1 working day);
4. Get the real estate license after the second-level approval (the time varies from district to district, and the longest is 10 working day);
5. Lend money within 15 days after obtaining the real estate license (Chengyang will lend money within 5-7 working days).
About granting loans
It takes 7 working days for Li Cang to approve the loan on the day of face-to-face signing in Shinan, Shibei, Laoshan and Chengyang. Huangdao needs 10 working days.
About loans
After the loan is approved, it is necessary to handle the transfer and obtain the real estate license. North and South make an appointment to report to the mortgagor in advance; Transfer in the afternoon of Tuesday and Thursday in Laoshan District; Licang Chengyang approved the transfer on the same day; Huangdao transfer can be handled normally on working days without reporting the mortgagor's presence.
(The above answers were published on 20 16-04-28. Please refer to the actual situation for the current purchase policy. )
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