Generally speaking, if the normal loan is safe and inclusive, it will not affect the application for mortgage. You can apply for a mortgage as long as you meet the conditions for the loan institution to approve the mortgage, such as signing a house purchase contract and paying a down payment, having a stable job and income, having a good personal credit report and collateral recognized by the institution. But if Ping An Pratt & Whitney's loans overdue will affect your mortgage application, the lending institution will reject your application, or ask you to pay off the loan before giving you a mortgage.

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