Current location - Loan Platform Complete Network - Loan intermediary - How to withdraw spouse's provident fund
How to withdraw spouse's provident fund
1, how to extract (1) the original and photocopy of the house purchase contract or house purchase agreement from the first-hand housing accumulation fund; (2) The original and photocopy of the purchase invoice; (3) The original and photocopy of the employee's ID card shall be used to extract the provident fund; (4) Withdraw the provident fund from the employee's own bank savings account; In addition to the above information, the employee spouse's provident fund withdrawal should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record. 2. How to extract the second-hand housing provident fund (1) the original and photocopy of the real estate license; (2) Original and photocopy of deed tax payment certificate; (3) The original and photocopy of the employee's ID card shall be used to extract the provident fund; (4) Withdraw the provident fund from the employee's own bank savings account; When employees' spouses withdraw provident fund, in addition to the above information, they should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record. 3. The employee withdraws the provident fund for the first time to purchase public housing: (1) the original and photocopy of the purchase agreement or purchase certificate issued by the housing management department of the unit; (2) The original and photocopy of the purchase receipt.

Legal basis:

Regulations of the Ministry of Housing and Urban-Rural Development on the Administration of Housing Provident Fund

Twenty-fourth employees in any of the following circumstances, you can withdraw the balance of storage in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.

Twenty-fifth workers from the housing provident fund account balance, the unit shall verify, and issue a certificate of extraction.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.