What is the new rural insurance?
The new rural endowment insurance is a new rural social endowment insurance system which combines individual contributions, collective subsidies and government subsidies. The new rural social endowment insurance implements a tripartite financing mechanism of individual contributions, government subsidies and collective subsidies. The government has increased the input of public financial funds, changed the financing mode of personal savings accumulation of the original rural social endowment insurance, and increased the basic pension of social pooling on the basis of the original rural social endowment insurance basic pension and single personal account pension, thus improving the pension level of the insured. The normal adjustment mechanism of pension level has been established, and the pension received by insured neighbors can be increased year by year.
20 19 new rural insurance policy
1 payment method change
In rural areas, loans for the elderly have been implemented. Farmers with poor economic conditions can apply for low-interest loans to pay their pensions. When farmers reach retirement age, they can receive pensions. At the same time, farmers need to take out part of their pensions to repay their loans.
Two new subsidy projects
Farmers who have lost their land can receive pension subsidies in proportion, and the amount of pension subsidies is determined according to the area of lost land, which means that the more land they lose, the more subsidies they have.
3 changes in payment policies
After the age of 45, farmers can pay 15 years of old-age insurance in one lump sum, about 90,000 yuan, and receive a pension after retirement. This policy will be abolished from next year, which means that farmers after the age of 45 will not be able to pay pension insurance in one lump sum. If they want to pay in one lump sum, they must pay the endowment insurance before the age of 45.
The above is the content of 20 19 new rural endowment insurance policy. The purpose is to alleviate the problem of providing for the aged in rural areas. The new rural policy is more humanized, and you can pay different grades of fees according to your actual situation. The content of the new countryside is here, and I hope it will help everyone.