When you say interest-free loan, you mean re-employment loan. After the loan is issued, you pay interest first, and after the principal and interest are paid off, the finance will pay interest again. Application conditions: laid-off workers (with unemployment certificates), returning migrant workers, veterans, unemployed college students and other self-employed, micro, small and medium-sized business owners engaged in low-profit projects. Materials: entrepreneurship training certificate, husband and wife ID card, household registration book, marriage certificate, business license, tax registration certificate and guarantee materials (real estate mortgage guarantee, civil servant guarantee).