It's best not to trust such small loan platforms, most of which are deceptive, and the interest handling fee is more than going to some regular banks or lending platforms, at least not to be deceived.

Second, what platforms are better for car loans at present? I want to know something about it.

Hello!

Now there are many online loans, such as commercial loans, each with a car mortgage, not afraid of not receiving money, the risk control is very strict.

Each has its own. All right.

3. Which platform is better in automobile mortgage? Two options are provided.

Vehicle mortgage loan is a kind of loan demand that is often encountered in daily life. Whether buying a car with a mortgage loan or mortgaging an existing vehicle, it is to solve the problem. If this situation requires a mortgage, which platforms can provide automobile mortgage? Which platform should automobile mortgage look for? The following two platforms have a good reputation, so you can try them.

1, Ping An Owner Loan is the automobile mortgage launched by Ping An Bank. Have a big brand background of China Ping An Group, as long as you have a car, you can borrow money; 90% of the maximum loanable car price, and the specific maximum loanable amount is 750,000; Only the registration certificate, no GPS, and the money is a borrowed car; The annual interest rate of the loan is as low as 10%, and there is no handling fee or agency fee; Simple three-step operation process: fill in the contact information-Ping An customer service contact-submit the information for approval, and apply for the loan on the same day as soon as possible. 2.JD.COM Car Loan is a vehicle mortgage loan service launched by Jingdong Financial Cooperation Agency. As a service provider, the cooperative institutions are legally and compliantly screened by JD.COM; Car owners aged 23-55 can sign up; It is required that the vehicle purchase time should be within 10 year, subject to the date of first registration, and the total mileage should not exceed1.5000 km; The maximum loan is 750,000 yuan, which can be divided into 48 installments at the longest, and the annual interest rate starts from 10%; The loan process is: online application-online approval-car inspection mortgage-loan signing. The above is about "which platform is better in automobile mortgage". As for which of the two is better, I personally feel that I can choose peace. After all, it is a one-stop service, which is more convenient in case of problems.

Fourth, what is a relatively large and formal car loan platform?

What are the regular car loans? 13 car loan platform for you to choose from! In fact, there are many platforms for car loans, and the loan application conditions and required qualifications of each platform are different. It is difficult for people who have not received professional training to summarize all these formal car loan platforms, so Mr. Pu summarized the following 13 formal car loan platforms for you. You can choose one and see if there is one that suits you:

I. Houhe-Cheer Loan

Application conditions: 22-60 years old, no bad credit record, stable income 1, 22-60 years old; 2. There is a one-time purchase of small passenger cars within 7 years; 3. No bad credit record.

Required materials: 1, ID card 2, residence permit 3, vehicle household registration book; Loan amount:1-50,000; Loan term:1-65438+August; Loan interest: about 2%.

Second, Yafu Road-car loan

Application conditions: stable income from work, a full-scale car that can be mortgaged, and good credit information; 1, stable working income; 2. The mortgaged vehicle is a full-model vehicle.

; 3. Good credit information.

Required materials: 1, a set of information about the car; 2. Personal work certificate; 3. Running water for half a year.

Loan amount:1-500,000; Loan term: 65438+February-April; Loan interest: about 2%.

III. Ping An Pratt & Whitney-Owner Loan

Application conditions: 1, age requirement: 2 1-55 years old; 2. Car age requirements: no more than 5 years; 3. Vehicle valuation: 80,000 yuan or more; 4. Vehicle nature: family cars with less than 8 seats, non-operating vehicles; 5. Insurance requirements: it is required to purchase compulsory insurance and commercial insurance in Shenzhen; 6. Vehicle requirements: trucks are not accepted as collateral (the whole vehicle is required); 7. Other requirements: the vehicle must be in my name for more than six months; 8. Credit requirements: good credit, no bad overdue, no white application.

Required materials: 1. Original ID card (residence permit is required for foreign household registration); 2. Proof of work and income; 3. The applicant's motor vehicle registration certificate, driving license and additional proof of purchase tax (original); 4. Commercial insurance policy, compulsory insurance, travel tax, and relevant tax certificates for imported vehicles.

Description of interest rate: term 12-36 months, with interest of 0.55%- 1.85%.

Fourth, CreditEase Pratt & Whitney Car Easy Loan.

Application conditions: the license plate is in the applicant's name, the price of naked car is more than 80 thousand, and the credit information is good. 1, 22-55 years old, the license plate must be in the applicant's name; 2. Appraisal requirements: the bare car price is at least 80,000 yuan; 3. Car age requirements: no more than 5 years; 4. Other requirements: The vehicle is not mortgaged at present.

Materials required: 1, materials required for mortgage procedures (1) ID card (2) Temporary residence permit is required for foreign household registration (3) Vehicle procedures are complete (vehicle registration certificate, purchase of additional tax certificate (original), car purchase invoice) (4) Auto insurance policy (5) Driving license; 2. Materials required for non-parking (1) ID card (2) Temporary residence permit for foreign residents (3) Complete vehicle procedures (vehicle registration certificate, certificate of purchase of additional tax (original), car purchase invoice) (4) Auto insurance policy (5) Driving license (6) Work certificate issued by the personnel department of the unit (7) Personal credit report (which can be printed at the local people's bank). Loan amount:1-2 million; Loan term: 1-36 months; Loan interest: the monthly comprehensive cost is about 2.5%.

Verb (abbreviation of verb) micro-loan network-car loan

Applicable conditions: 1, 18 or above and 70 or below. 2. I have a car in my name, and I bought it 1 month, less than 10 years.

Required materials: 1: ID card 2: driving license 3: registration certificate 4: driver's license 5: spare key 6: residence permit (not used by locals) 7: insurance policy 8: bank card (four major bank cards)

Loan amount:1-500,000; Loan term:1-65438+February; Loan interest: the interest before the principal is 1.88 (the term is 1, and the loan can be renewed indefinitely in February and March), and the equal interest is 1.48 (the term is 6-36 months); Charge: GPS charge 1000 yuan. Repayment method: pay interest first, then principal or equal principal and interest.

Sixth, Yalian Finance automobile mortgage.

Application conditions: 1, age requirements: 18-60 years old; 2. Credit requirements: accept applicants with blank credit records; 3. Vehicle requirements: private car under the applicant's name (no transfer registration record in the last 3 months); 4. License plate requirements: only Guangdong B license is allowed; 5. Vehicle insurance: compulsory insurance commercial insurance (insurance period); 6. Car age requirements: the loan period plus car age shall not exceed 8 years; 7. Vehicle evaluation: the vehicle evaluation value shall not be less than 654.38+ 10,000.

Required materials: salaried and self-employed: 1. Loan application form: a loan application form completed by the applicant and signed/sealed. 2. Vehicle certificate: motor vehicle registration certificate (which needs to be mortgaged to our company and cannot be exempted), driving license and the latest and effective commercial insurance policy. 3. Car purchase bills: car purchase invoices, vehicle and vessel tax payment certificates and purchase tax additional certificates. 4. Identification: valid ID card. 5. proof of address: any of the following documents in the last 2 months: letters sent by government departments, such as tax bills and local tax invoices; Letters sent by utilities, such as electricity/water/gas/telephone/cable TV, etc. Letters sent by communication companies, such as mobile phone service bills/internet service bills, etc. Including letters from public institutions, such as professional qualification certificates. 6. Work certificate: any of the following: employment contract/work permit/work certificate (which must be stamped with company official seal/financial seal/personnel seal)/latest payroll (which must be printed with company name, logo, salary details and other details). 7. proof of income: the bank issued the salary passbook/bill for the last 1 month. Pengyuan Credit Authorization Letter (consistent with credit loan). 8. Pengyuan Credit Authorization Letter (consistent with credit loan).

Partners and shareholders: 1. Loan application form; 2. Vehicle certificate; 3. Car purchase bill; 4. Identification; 5. Proof of address; 6. Enterprise license document: valid business license; 7. Running water to the public bank: the bank statement of the company in the last 1 month.

8. Personal bank flow: personal master bank account records in the last 1 month. 9. Pengyuan Credit Authorization Letter (consistent with credit loan) "; Loan amount: 600,000 to 600,000. Loan term: March -36 months; Repayment method: equal principal and interest

Seven, Zhong Tengxin-car

Application conditions: 1, age requirement: 22-60 years old; 2. License requirements: Qingdao license; 3. Valuation requirements: The bare car price is estimated to be at least 50,000; 4. Car age requirements: the longest is not more than 5 years, and mortgage cars are not accepted; 5. Vehicle use: non-operating vehicles, private cars 6. Mortgage requirements: the vehicle must be a full-size vehicle.

Required materials: 1, ID card and marriage certificate of both husband and wife; 2. Vehicles and vehicles under the names of either spouse; 3, 6 months of running water (can cover monthly interest). 4. Driver's license, copy of ID card and compulsory insurance policy. Loan amount: 2- 1 ten thousand; Loan term: 1-6 months; GPS fee 1200 yuan. Repayment method: pay interest regularly and repay the principal at maturity.

Eight, Friendship Letter-automobile mortgage

Application conditions: 1, age requirements: 18-60 years old; 2, vehicle requirements: I get off the whole car; 3. Vehicle age requirement: the longest time shall not exceed 10 year; 4. Appraisal requirements: at least 80,000 yuan; 5. Vehicle nature: family car, non-operating vehicle; 6. Credit requirements: the credit is good, there is no bad overdue, and people who accept credit gaps apply.

Required materials: 1. Second-generation ID card; 2. Vehicle registration certificate; 3. Vehicle driving license; 4. Compulsory insurance and commercial insurance policies. Loan amount:1-500,000; Loan term: 1-24 months; Loan interest; Repayment method: equal principal and interest

Nine. Credit Suisse Bank Finance-Automobile Loan Mortgage

Application conditions: 1, age requirement: 22-55 years old; 2. License requirements: local license; 3. Car age requirements: within 8 years; 4. Valuation requirements: the vehicle valuation is not less than 50,000 kilometers and less than 250,000 kilometers; 5. Vehicle requirements: My local non-operating vehicle only accepts applications for full-model vehicles.

Required materials: 1. Id card 2. Vehicle registration certificate. Vehicle purchase tax invoice 4. Driving license. Comprehensive insurance policy. Two keys; Loan amount:1-500,000; Loan term: 1-36 months; Repayment method: equal principal and interest

X. Lian Jin University-License Plate Loan

Application conditions: 1, age requirement: 18-55 years old; 2. Model: family car, non-operating vehicle with less than 7 seats 3. License plate requirements: local license plate; 4. Vehicle valuation: the price of bare cars is above 80,000; 5. Car age requirements: within 5 years; 6. Job requirements: office workers need to pay social security for more than 3 months, and operators need to register for more than 3 months; 7, credit requirements: good credit, no bad overdue, accept credit blank people.

Required materials: 1, second-generation ID card; 2. Vehicle driving license, driving license and registration certificate; 3. Vehicle compulsory insurance and commercial insurance policies; 4. Social security information or business license. Loan amount: 500,000 to 500,000. Loan term: March -36 months. Loan interest: the monthly interest rate is about 2.5%, and the one-time handling fee is 2%. Repayment method: equal principal and interest

Xi。 Heng Chang-Hengcherong

Application conditions: Applicant: 18-65 years old natural person with full civil capacity; Vehicle: a vehicle with clear property rights under my name; Work income: the income amount is more than 2000 yuan.

Required materials: 1. Original registration certificate (5 pages) scanned and uploaded or original photo uploaded; 2. The original driver's license (3 pages) is scanned and uploaded or the original photo is uploaded; 3. Vehicle insurance: compulsory insurance policies and commercial insurance policies (including: third party liability insurance (the insured amount shall not be less than 500,000 yuan), car damage insurance, theft and emergency rescue, excluding deductible insurance) within the validity period, with the original or photocopy stamped with the red seal of the insurance company, scanned, uploaded or photographed; 4. Tax payment voucher (estimated at 500,000); The original is scanned and uploaded or the original is photographed and uploaded; 5. Vehicle photos: According to the requirements of the risk control outline, the original photos must be uploaded. Loan amount: 500,000-800,000; Loan term: 65438+February-April; Loan interest: the monthly comprehensive cost is between 1.5%-2%, and there is a one-time handling fee of 5%. Repayment method: equal principal and interest

XII. Ye Jia-Auto Loan

Application conditions: stable income, good credit, and the car is in my name; Required materials: 1, ID card 2, driving license, registration certificate and insurance policy; Loan amount:1-2 million; Loan term:1-65438+August; Loan interest: about 3% per month; Repayment method: equal principal and interest

Thirteen. Shenzhou car flash loan: download APP operation. It used to be a mortgage car. Now the whole car is required to take money from relevant offline outlets.

Summary: we can also operate wheel loans, mini-car to car loans, bank mortgage loans, small loans for safe car owners with solid funds, and worry-free loans for famous cars.

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