Of course. Under the condition of socialist market economy, the national student loan is an important measure to improve the financial aid policy system of colleges and universities in China and increase the financial aid for students from poor families in colleges and universities. The national student loan is a bank loan which is led by the government, subsidized by the finance, and compensated by the finance and universities at certain risks, and jointly operated by banks, education administrative departments and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. On August 8, 20 12, the new student loans of the development bank will exceed 1200 million yuan.

There are four main forms of loans: national student loans; Student-origin credit student loan; high

Student loan

Schools use state financial funds to handle interest-free loans for students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.

There are colleges and universities.

Public full-time colleges and universities should actively implement the national student loan policy and cooperate with students from poor families in colleges and universities to handle national student loans. In addition, some private colleges and universities have carried out national student loans, and students should pay attention to the relevant statements in the school enrollment brochure or admission notice.