What? What's going on here? Just the same bank card
Second, how to apply for a postal mobile banking loan? Online loan?
How to apply for a loan online?
The first step is registration and certification in real-name registration system. Users need to submit their ID cards online, upload photos of themselves and their ID cards online, and users can also upload a lot of more accurate information. The more perfect the submitted materials, the higher the pass rate of users' applications. For example, some users can submit proof of work, proof of bank running water, proof of residence and so on.
The second step is to fill in personal information online. Users who apply for loans should fill in their accurate personal information online, bind a debit card at the same time, select the amount and repayment period, and users can complete the online loan application process.
The third step is to sign the contract online. After the system background detects the applicant's personal credit information, as long as it meets the standards of user service and background application, the loan can be obtained quickly. Applicants need to sign a loan contract on the loan platform to ensure the interests and rights of both parties.
How to apply for a loan online? How do individuals apply for bank loans?
How do individuals apply for bank loans?
First, credit loans, if the amount we use is not very large, between 1 and 65438+ 10,000, we can use credit loans. Credit loans require us to bring our own identity cards, and bank cards can go to the bank to consult loans. However, some banks need marriage certificates.
Second, mortgage loan. I suggest that you can use a mortgage loan, if you have a high capital demand or are eager to get a loan. For example, if we mortgage our car or house, the mortgage bank can still pay easily.
Third, the guarantor, in the process of loan, if we can't meet the above requirements, then we can also choose the guarantor to borrow money, so we can also borrow money from the bank if a big customer with good credit or a bank is willing to guarantee for us.
Fourth, consumer loans, we can take our own consumption flow to the bank for loans. Generally speaking, in the face of consumer loans, banks can easily make payments. However, accounts with insufficient traffic may be difficult to pay.
Fifth, not everyone can get a loan. First of all, we need to meet the standards of banks. In the process of loan, the bank will also consider whether our working salary can be repaid to avoid bad debts. In the process of loan, we'd better bring our work certificate and income certificate. Although these banks don't require it, we can take the initiative to bring these to pay more for us.
3. What is the online application of the Postal Savings Bank loan?
After applying, an account manager contacted you.
Four, China Postal Savings Bank how to loan?
Postal savings bank online loans can not be handled at the counter. The steps are as follows:
1. First, the customer applies for a loan.
2, prepare the required materials:
(1) application form;
(2) The original and photocopy of my valid identity certificate;
(3) proof that you have lived in the local area for one year or more;
(4) Other materials required for handling loans;
(5) Marriage certificate or marriage certificate.
3. After the salesman of the Postal Savings Bank accepts it, the loan specialist will go to the production and business premises and family residence of the loan applicant for on-the-spot investigation, and then submit the relevant materials to the examination and approval personnel. If approved, you will be informed to sign a loan contract with the relevant personnel, and the loan can be obtained after the loan contract is signed.