The appraisal fee is five thousandths of the appraisal value. This is the fee charged by the appraisal company, because your loan bank needs to know the appraisal value of your property.

Risk guarantee, 1% of the loan amount. This is actually the fee charged by the intermediary company, because you want to borrow money from the bank and need a third party to guarantee it for you. This is the cost for the intermediary company to bear the risk for you. If you don't repay the loan, the bank will directly withdraw it from the intermediary's deposit account in the bank, but you must never try not to repay the loan, which is a disaster for your future.

Service fee, 500 yuan, the hard fee charged by the intermediary for handling the loan procedures for you.

Mortgage notarization fee, 200 yuan, fees charged by lawyers, and mortgage notarization certificate issued by lawyers when banks go to the Housing Authority for mortgage.