Can Malaysian Chinese apply for bank loans when buying a house in Fuzhou? What's the procedure? Can I buy a house without living in China for more than one year?
Foreigners who want to buy a house in China must meet the following requirements: 1. Buyers must have lived in China for at least one year. 2. When signing the contract, the purchaser needs to indicate the Chinese and foreign names in the contract. 3. The purchaser should provide proof of identity, and the foreigner should submit his passport, residence permit, notarized Chinese and foreign names, or the foreigner's work permit and residence permit in China (the foreign names should be marked on the certificate at the same time), as well as the approval form for renting and selling the house to foreign countries, Hong Kong, Macao and Taiwan. 4. The notarized materials provided in foreign languages should be translated by translation companies, and some materials provided by foreigners, such as power of attorney and consent, must be notarized and certified by domestic and foreign institutions. 5. After preparing all the materials, submit them to Beijing Foreign Affairs Examination and Approval Office for review. 6. If the buyer needs a loan and has no fixed income in Beijing, his income certificate, marriage certificate and proof that his spouse agrees to buy a mortgage loan must be notarized by the notary office in the host country. According to your present situation, you can't buy a house for the time being. Wait until you live for a year.