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Ping An Bank has paid a return visit to the loan. When will the result be approved?
1. Ping An Bank has paid a return visit to the loan. When will the result be approved?

About two or three days.

Two. How long does it take to approve Ping An loan?

Ping An Bank loan approval time is generally within 3 working days.

Ping An loan application conditions:

1, 2 1 to 55 years old and has a fixed residence in the local town, with full capacity for civil conduct;

2. Have a fixed occupation and stable economic income, and have no bad credit record, and have the ability to repay on time.

When the above loan application conditions are met, the approval speed is faster.

Three, Ping An Bank loan approval time

Generally, applying for a loan from Ping An Bank is divided into two parts: approval time and lending time. If the loan application conditions are met, it will take Ping An Bank about 2-3 weeks to issue the approval results after submitting the loan application, including the loan amount and loan interest rate. After the approval results come out, you need to sign a loan contract and go through the relevant formalities before you can complete the next payment, which will take about 5-7 working days to release the loan. Ping An Bank has different audit time limits for different loan products. You can log in to Ping An Pocket Bank APP- Home-Loan-Application Progress to check the progress of loan processing. If in doubt, please contact your loan account manager for consultation.

4. How long does it take for Ping An Bank to get a loan?

It takes about a month for Ping An Bank to approve the loan. Handling process of automobile loan:

First of all, the lender needs to prepare ID card, residence certificate, work certificate, loan use certificate and other supporting materials, go to a bank, fill out an application form and fill out a contract.

② Then, wait for the bank's pre-loan qualification investigation and approval.

If the lender meets the loan conditions stipulated by the bank, the bank will inform the lender to fill out some loan forms.

If the loan applied by the lender needs mortgage or guarantee, it is also necessary to sign a guarantee contract and a mortgage contract, and go through the mortgage registration procedures; If so, there is no need to sign such a contract.

Secondly, banks issue loans to lenders. Generally, banks will lend money within 2 to 3 weeks or 1 month after the approval is completed, and the loan can be released within 1 day at the earliest.

(4) Finally, the borrower pays the down payment to the car dealer, and handles the car pick-up formalities with the passbook and the car pick-up note issued by the bank. Note: In the process of applying for personal automobile consumption loan, the applicant needs a copy of ID card, household registration book, marriage certificate, income certificate, bank statement, real estate license, etc.