1. If the father's loan, the mother's ratification afterwards, and the debts incurred by the husband and wife in their own names for the daily needs of the family during the marriage relationship belong to the same debt, then the mother should repay them together.
2. If the father doesn't know about the loan, and the loan is not used for * * * living together or * * * running together, it is not a * * * loan, and there is no need to repay the loan.
3. If the husband and wife are not in the same debt and the mother inherits the estate after the father dies, all heirs shall pay off the taxes and debts that the decedent should pay according to law within the limit of the actual value of the estate. The part exceeding the actual value of the estate shall be voluntarily repaid by the heir.
If the heir renounces inheritance, he may not be liable for paying off the taxes and debts that the decedent should pay according to law.
legal ground
Article 106 1 of the Civil Code of People's Republic of China (PRC) * * * Husband and wife have the right to inherit from each other.
Article 1064 of the Civil Code of People's Republic of China (PRC) * * * Debts owed by husband and wife * * * If one party signs or ratifies the debt in the same way afterwards, the debts incurred by one party in his own name for the needs of family daily life during the marriage relationship belong to the same debt of husband and wife. Debts incurred by one spouse in his own name during the marriage relationship that exceed the needs of family daily life are not joint debts of husband and wife; However, the creditor can prove that the debt is used for the husband and wife's life, production and operation, or based on the same meaning of both husband and wife.