Youqianhua is a personal consumer credit service product launched by Baidu. Youqianhua is a formal lending platform. It is deeply loved by many users due to its low threshold and high credit limit. So what conditions need to be met if you want to take out a loan when you have money?

1. Aged between 18 and 55 years old, with full capacity for civil conduct;

2. Non-college students;

3. Personal credit report Good, no bad records on the credit report.

After meeting the above conditions, you can apply for a loan from Youqianhua. The process is as follows:

1. Open Baidu Wallet APP and click "Borrow Now" on the homepage;

2. Submit personal information and wait for review;

3. After passing the review and obtaining the quota, click "I want to borrow".

It should be noted that after Youqianhua has been approved and obtained a credit limit, you must make your first loan within 30 days. Failure to borrow money within 30 days may reduce or cancel the credit limit.

I have used several small loan products for my business turnover before. In fact, each small loan platform has an internal application portal, with low interest rates, easy disbursement, and high credit limit! Share it with those in need, scan the QR code below to enter!

If there is no need for borrowing for the time being, it is recommended that you do not apply for Youqianhua, because Youqianhua checks the credit report. If you check the credit report too many times, it will affect your next loan application.