Do I have to upload my ID card to open Alipay Huabei?

Opening Ant Huabei requires real-name authentication as an Alipay user, so you need to upload your ID card.

To activate Huabei, conditions need to be met:

1. Must be a mainland real-name authenticated user.

2. Age must be =18, which means you must be an adult.

3. Alipay has been bound to the mobile phone.

4. The account payment function is activated.

5. Alipay can be used normally.

Alipay regulations:

After meeting the above conditions, the system will evaluate the comprehensive situation of your account and finally determine whether the user can open Huabei and the amount. At the same time, this evaluation mechanism is completely based on the system and cannot be intervened by humans.

Extended information

1. Billing date: This date is the billing date of Huabei. The bill of the current month (summary consumption details and expense details) is issued on the 1st of each month. Fixed, modification is not supported for the time being.

2. Repayment date: This date is the final repayment time agreed upon by Huabei in the agreement. If the payment is made beyond this date, a certain overdue fee will be charged and a negative overdue record will be generated.

3. The Huabei bill date is the 1st of every month, and the repayment date is the 9th or 10th of every month. Please refer to the page prompts. Can people without ID cards use Huabei?

It can be used.

The expired ID card does not affect Alipay’s real-name authentication. Huabei can still be used. Users need to apply for a new ID card as soon as possible and update the ID card on Alipay to ensure normal use in the future.

However, the expiration of the ID card may affect the normal use of the account. The expiration of the ID card may affect the use of the account balance payment function.

After the user applies for a new ID at the police station, You can log in to the Alipay website on your computer to update your identity information and resume normal use of your account.

Alipay (China) Network Technology Co., Ltd. was established in 2004. It is a domestic third-party payment platform dedicated to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It has two independent brands, "Alipay" and "Alipay Wallet". Since the second quarter of 2014, it has become the world's largest mobile payment manufacturer.

Alipay has established strategic partnerships with more than 180 banks at home and abroad, as well as international organizations such as VISA and MasterCard, becoming the most trusted partner of financial institutions in the field of electronic payment.

In February 2020, the Nepalese central bank issued a license to Alipay. In July, Alipay was selected into the list of outstanding blockchain solutions to combat the epidemic. In October, Alipay launched the "late payment" function. In December 2021, Alipay and China UnionPay realized mutual recognition of payment code scanning across the country.

The Alipay loan will be converted into a credit loan. On December 2, Alipay issued an announcement stating that Alipay and China UnionPay will begin close communication and exploration based on barcode interconnection business in 2020, and will gradually implement it in Beijing, Tianjin, Guangzhou, Shenzhen, Chengdu, Chongqing, Xi'an and other cities. Scan the payment code to recognize each other.

Payment method

Alipay

Direct overdraft consumption

In August 2013, Alipay planned to promote credit payment, with the limit based on the user’s work Based on comprehensive evaluation of nature, product type, etc., an account can be overdrafted up to 5,000 yuan.

Users no longer need to bundle credit cards or debit cards when using Alipay to pay, and can directly make overdrafts with a limit of up to 5,000 yuan. On August 8, 2013, a piece of news about Alipay’s launch of credit payment services was circulated on the Internet. The publisher of the news stated that after the launch of Yu’e Bao, Alipay plans to continue to launch credit payment services, and all loan funds will be provided by cooperation. Bank provides.

Alipay balance

When there is a balance in your Alipay account, directly enter the payment password to pay with the balance.

Integrate your bank card and Alipay account into one. You no longer need to log in to online banking when making payments. You only need to enter the payment password and you can easily complete the payment with the balance on your bank card while avoiding the need for online banking passwords. Leakage risks are as safe and convenient as swiping a credit card! Supports 37 banks across the country.

Additional functions:

Real-time cash withdrawal function, truly zero waiting. Automatically help you complete Alipay authentication, collect payments, and open a store.

Online Banking

When using Alipay to pay, you can freely choose the online banking of any bank for payment. Alipay supports online banking from 14 mainstream banks across the country, there is always one that suits you!

International card payment

Alipay supports credit cards issued in Hong Kong with the VISA/MasterCard logo and 3D certification. You only need to log in to the corresponding online banking when making payment to enjoy shopping! Do I need an ID number to activate Huabei?

Yes. To activate Huabei, you need an ID card, real-name authentication, and face recognition, so that you can be sure that it is you who has opened the Huabei function. We also need to upload the front and back of the ID card to Alipay to ensure everything is foolproof.