1. Equal repayment of principal and interest:

The total loan is 65,438+080,000.00 yuan.

Repayment months: 360 months

Monthly repayment 1, 067.65 yuan.

A total of 204,352.46 yuan of interest was paid.

The total principal and interest is 384,352.46 yuan.

2. Equal principal repayment:

The total loan is 65,438+080,000.00 yuan.

Repayment months: 360 months

The repayment in the first month is 65,438+0,385.00 yuan.

Decreasing monthly: 2.46 yuan

Total interest paid 159742.50 yuan.

The total principal and interest is 339,742.50 yuan.