At present, you only have 7w deposit, so you have to pay all this money (including insurance and purchase tax). Taking the matching of Maverick 2.0 as the guide price, 275,800 yuan. I will give you 260,000 yuan, with a loan of 5 years and a monthly payment of about 4,366 yuan. After deducting the monthly payment, the salary of you and your wife is 3300+6800-43660 yuan. Even if you add oil once a month, it is estimated to be around 370, 5734-370=5364. Ford's cars are famous for their high fuel consumption. It is estimated that it is not enough for you to refuel once a month. You and your wife want to have dinner, and it costs one person * * * 30 yuan for three meals a day, which is quite low and not enough. That's 2,700 yuan a month, 5,364-2,700 = 2,664 yuan, and the water, electricity and gas charges add up to 2664-500=2 164 yuan for a month in 500 yuan. Snacks, oil, salt, vinegar, car washing, human feelings, medical expenses and other miscellaneous expenses. It takes an average of one month 1000, leaving 2164-1000 =1/64 yuan, which is the only money left. What will you feed your children with next year? Besides, I haven't counted your money for clothes and shoes and your wife's money for skin care products and cosmetics bags. Do you want to eat old people directly after buying a car?