1, don't believe advertisements.
Remember, there is no free lunch in the world. Those loans with low threshold, no threshold and unconditional conditions are often hidden dangers, which may be routine. Be sure to choose a formal loan platform.
2. Check the qualification of the loan company
Because criminals generally solicit business in the name of "small loan companies", they have no financial qualifications in essence. Therefore, before making a loan, the borrower must check the information of the relevant company to see if it is formal.
Don't sign a loan contract at will.
Before signing the contract, you should read it carefully, be consistent with what you said, write as much as you borrow, and write as much as you are interested in. A person who promises verbally but refuses to write it into a contract will never sign it.
Please sign the paper carefully with a pen.
When signing a contract, borrowers should be alert to the overlord clauses such as cash discount, high penalty interest and interest rolling, so as to avoid snowballing development of loans and falling into the trap of "routine loans". Read the content carefully, fill it clearly or cross it out in the blank, and don't give the other party a chance to forge, tamper with or add it. Don't listen to the sweet words of the lender, don't sign, and don't write false materials.
6, but money exchanges, we must keep evidence.
Especially in cash transactions, remember to take photos, videos or operate in places with video surveillance, and you can find more irrelevant people to witness. Repayment of principal or payment of interest must be remitted to an account confirmed by both parties in writing, and cash payment should be accompanied by a receipt.