As long as it is not a violent collection and it is in the informal sector, it is legal to collect at home. Collect it at home in a reasonable way, so that it will not violate the law. Whoever commits one of the following acts shall be detained for more than 10 and less than 15, and fined for more than 500 yuan and less than 1000 yuan. If the circumstances are relatively minor, they shall be detained for more than 5 days 10 and fined for more than 200 yuan and less than 500 yuan.

There is a saying, debts must be paid, but under the current credit system, because of the prosperity and development of lending business, banks can be said to be creditors of many people in society, that is to say, many people owe debts to banks, some of which are repaid smoothly, and of course there are delays.