After the loan is settled, the borrower needs to go through the loan settlement formalities at the bank where the loan is located, get the other property right certificate, and let the bank issue the loan settlement certificate, and then go through the mortgage cancellation registration formalities with the original property right certificate, other property right certificate and ID card at the mortgage department of the local property housing security and real estate administration.

For personal car loan, after the loan is settled, the lender should bring his ID card and repayment details to the bank to get the car registration certificate, and then go to the local vehicle management office to handle the fare release.