You really want to borrow money from the rural credit cooperatives, but you don't know how to give gifts. It is said that the person in charge of credit is very black. I called him and asked him out, but he still didn't come out. That's for sure. People don't come out. You must master the skills. When he got off work, he said to talk to him about something and then send him some calligraphy and painting. We used to have a customer like this. The calligraphy and painting bought here is not much money. They are for the leaders. They are priceless. Sending incense and wine is too vulgar. You can ask me if you want to know.