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Can a house with allocated land be loaned?
State-allocated land and real estate can be mortgaged.

It should be noted that:

1, the allocated land use right can be mortgaged, but the land transfer fee must be paid during the mortgage period.

2. Provide land mortgage loan application materials: (1) mortgage application of mortgagor and mortgagee; (2) Copies of legal person identity certificates and identity cards of both parties; (3) A copy of the power of attorney of both legal persons and the client's ID card; (4) mortgage contract (original); (5) Loan contract (original); (6) Copies of business licenses and unit codes of both parties; (7) State-owned land use right certificate (original); (8) Land evaluation report; (9) Proof of payment of land transfer fee. 3. The registration fee and fee for the registration and certification of his other rights.