1. Asset guarantee: Banks usually require borrowers to provide assets as loan guarantees, such as real estate and vehicles. If you don't have any assets as collateral, it is difficult to get a loan of 1 10,000.
2. Credit history: Banks usually consider the borrower's credit history when evaluating the borrower's repayment ability. If you don't have a credit record or a bad credit record, banks may be reluctant to give large loans.
3. proof of income: in addition to assets and credit records, banks will also require borrowers to provide proof of income to prove their repayment ability. If you don't have a stable source of income, the bank may not approve a loan of 6.5438+0 million.
To sum up, it is difficult to get a loan of 6.5438+0 million yuan without anything. It is suggested that before seeking loans, efforts should be made to accumulate assets, establish a good credit record, ensure a stable source of income and increase the chances of obtaining loans.
Supplementary information: In China, personal loans usually need to provide asset guarantees, credit records and proof of income. In addition, the loan policies and requirements of different banks may be different, so it is recommended to consult the banks directly to obtain accurate information.