many

Second, I would like to ask those small loan companies not to grant credit?

Many of them are the same, but they have different interests. You can chat with me in private.

I left a message in my private letter. Please have a look.

Third, the formal loan platform has no credit information 202 1

202 1 The formal lending platforms that fail to receive credit information include: Zhaolian Good Term Loan, JD.COM Gold Bar, China Construction Bank Express E Loan, Borrowing and Spending, etc. 1, Zhaolian Good Term Loan: the product credit line is between 5 million and 200,000, and the loan period is 3-36. Funds can be used for decoration, study abroad, tourism, etc. Users are required to have no bad overdue records at present, and the credit information is normal. 2.JD.COM Gold Bar: This product has the characteristics of real-time approval, quick collection and repayment with loan. Users can choose 1, 3, 6, 12, and the maximum credit line is 200,000 yuan. It is a product for credit inquiry and credit report. 3. CCB Express e-loan: The personal credit loan products launched by CCB can be applied directly on the mobile phone, with the amount ranging from 1 1,000 yuan to 300,000 yuan, and the payment amount for CCB's quality customers may be higher. 4. Borrowing flowers: the loanable amount is 5 million-200,000, the loan term is 1-36, the monthly interest rate is 0.6%-3%, and the fastest lending speed is two minutes. Users are Chinese mainland residents aged 22-55. Generally, more formal platforms have financial licenses, and now they have basically been connected to the central bank's credit information system. Even if you don't go to the central bank for credit information, you will leave a record in the credit information of 100 banks. It is better to improve your credit and try again. 1, although some companies don't have credit, credit doesn't mean you don't need to repay, because when signing a loan contract, if you don't investigate, if you refuse to repay, once the borrower defaults, the borrower needs to pay a high fine. According to the contract, if the bank and the borrower lose money, you still have to bear the expenses, lawyer's fees and so on. Any legal fees in the contract and other conditions that need to be met, these extra burdens are the cost of the borrower's breach of contract. The borrowing company may apply for compulsory execution. 2. In terms of credit, no matter whether there are overdue, inquiry times, payment status, post-loan management, etc., these records will appear in the above letter, which will have a great impact on themselves. Because what banks don't like to see is that the borrower's credit has traces of online loans. Moreover, the net interest rate of such platform loans is actually very high, so you must not borrow money to raise the loans to the quagmire of loans. Once bad credit will affect future employment, schooling, loans and so on. Remember to protect your credit, because this is another ID card.