With the removal of 360 loans, another APP has been removed from the application market, that is, Didi Travel APP. Many people have applied for a Didi loan on Didi Travel APP, and they have not paid it off yet. Will they ask Didi to repay the loan? What should I do if Didi Finance Didi Loan cannot repay? Let's take a look today.
Do you want to pay back the Didi loan?
After Didi is off the shelf, you can't download the APP in the application market, but it doesn't mean that the previous arrears will be written off. It's only natural to pay back debts, even if the loan platform closes down, you have to pay it back, not to mention Didi. Now it has just been removed from the shelf, and there is no news of closure.
Although the APP is off the shelf, Didi Financial System still has the user's loan record. As long as the repayment is not timely, corresponding collection measures will be taken, such as SMS and telephone collection. If the amount is large and overdue for a long time, it is necessary to be prepared to be found or even sued, and once overdue, it will affect personal credit and is not conducive to loan credit card applications.
If you delete the Didi APP, you can't find the place to download it now. If you know which bank card is bound and when the repayment date is, as long as you save enough money in the card, the system will automatically deduct the money. If you plan to settle in advance and can't operate on the APP, you should contact Didi customer service to solve it.
What should I do if Didi Finance Didi Loan cannot repay?
Generally speaking, there will be no repayment failure, and basically there will be problems in prepayment. For example, some netizens reported that their Didi loan failed to repay in advance, and it was useless to try four bank cards. The phone actually said that there was something wrong with the silver card, but the key is that these cards can be recharged and withdrawn normally on WeChat and Alipay.
Like this suggestion, go to major platforms to complain, such as gathering complaints and black cat complaints platforms. Put forward your own demands and let the platform contact Didi Finance, and Didi Finance will solve it. Don't feel trouble, this may be the fastest and most effective way to solve the problem of inability to repay.
The above is "Do you want to pay back the Didi loan? What should I do if Didi Finance Didi Loan cannot be repaid? "I hope to help you.
How to repay Didi Finance?
For Didi Finance, customers who haven't paid off their loans don't have to worry too much, because when borrowing money, they will usually be bound with a bank card for repayment, and customers only need to put money into the bound repayment bank card on time. As long as the status of the card is normal and the balance is sufficient, the system will automatically deduct the corresponding amount from it for repayment on the repayment date. If you still don't go in, customers can call the customer service of Didi Platform (+864000000666), and customers can also pay more attention to the official announcement of Didi. Moreover, since Didi Financial Loan is the money issued by cooperative lending institutions, customers can also directly call the customer service staff of lending institutions for consultation.
Didi Finance is a financial technology brand under Didi. Relying on Didi's travel ecology, we will explore the innovative development path of inclusive finance and strive to create financial services that meet the needs of users.
Didi Finance was established on 20 16, and has provided tens of millions of users with safe, inclusive and convenient financial technology services such as internet credit, insurance, wealth management and payment.
20 19, 1, Didi's "Financial Services" channel was launched on Didi Chuxing APP, and it first appeared on the user side in the form of a comprehensive financial services product page.
In July 2020, Didi Finance reached a strategic cooperation agreement with digital currency Research Institute of the People's Bank of China to give full play to their respective advantages. The two sides jointly carry out innovative research on digital RMB (also known as DCEP) in the field of smart travel, promote the ecological construction of digital RMB in diversified travel scenarios, and achieve complementary advantages and win-win cooperation.
In August 2020, Didi Finance signed a strategic cooperation agreement with Shanghai Bank to explore new modes and formats of digital financial services around industrial finance, inclusive finance, ecological operation, products and services, and online banking service areas.
In June 2020, 165438+ 10, Didi Finance and Pengyang Fund Management Co., Ltd. reached a strategic cooperation agreement. The two sides hope that by establishing cooperative relations, they can give full play to their respective advantages, create stable fund products and bring service experience to Didi Wealth Management users.
Didi's Didi loan has no need to be repaid.
1. In the case of Didi's removal, only new users can no longer register and apply for new loans in Didi Finance. However, customers who have borrowed money from Didi Finance before and have not paid back the money still need to repay. The removal of the APP does not mean that customers do not need to bear the repayment responsibility. If the customer directly chooses not to repay, the repayment will be overdue in the future, which will have a negative impact on personal credit. Therefore, customers must pay attention to repayment on time before the due repayment date (inclusive). Even if the APP is removed, as long as the customer binds the repayment bank card, then the customer only needs to have enough funds in the repayment bank card. On the repayment date, the system will automatically deduct the corresponding amount for repayment. . No matter which financial company or loan platform, even if it goes bankrupt, the loans owed by users should be paid back. However, this loan business is legal.
Second, Didi Loan is essentially just a third-party platform for providing loans. The borrower is a loan contract signed with the loan company. Even if the Didi loan is removed, the borrower needs to repay the loan on time. If you don't repay the Didi loan on time, you will face these consequences: First, damage the credit information; The second is to generate penalty interest; The third is litigation.
Third, the consequences of non-repayment of Didi loans.
1, resulting in black credit information.
The lender of Didi Loan is mainly Chongqing West Coast Microfinance Co., Ltd., which is a formal company with a microfinance license. Therefore, Didi Loan will report the record of non-performing loans to the borrower and make the debtor believe it.
2, can't use Didi
For those who don't repay the Didi loan, they will inevitably be blocked by Didi. In the future, it is impossible for everyone to travel by Didi.
3. Facing long-term collection
If the Didi loan is not repaid, long-term collection is inevitable. In the future, everyone's normal life will definitely be greatly negatively affected by the collection, and their personal reputation will be seriously damaged.
The defendant went to court.
For those who have not repaid, Didi Loan will also sue and ask the court to enforce it. Those who refuse to repay the loan will be included in the list of untrustworthy people and will be punished by law.