Buying a mobile phone in installments online is generally an overdraft transaction in advance, so there are naturally commodities that can be used for personal consumption credit in installments. Common ones are bank credit cards, white stripes in JD.COM and JD.COM, and ant flowers. No matter what kind of products are used, there are two main products that must be satisfied. One is that the amount must not be lower than the price of the mobile phone; One is that the situation must be normal and cannot be frozen, frozen or controlled by risks.
And different types of new product trading places are very different. For example, white bars in JD.COM, JD.COM generally have to buy things in online JD.COM Mall, and ant flower shops generally pay for them in online Taobao. Bank credit card, whether in JD.COM Mall or Taobao, can only be applied if a credit card is opened.
Second, soft conditions.
There are two main ways to pay by installment. One is to pay in installments directly when buying a mobile phone online, and the other is to pay in installments after buying a mobile phone online. If you choose to pay in installments immediately, you will start to repay the loan when the latest balance of payments comes out; If the income and expenditure details come out in stages, the next income and expenditure details will be returned after going out.
Pay attention to using personal consumer credit products to buy mobile phones online by stages. At the time of payment, the system will evaluate the natural environment of buyers and sellers, with the aim of ensuring the authenticity of the transaction information at this stage. If there is a fake Taobao transaction in the comprehensive evaluation, it will often be stopped and the lender must pay again.
Which platform is good for mobile phone lending? 1.360 IOUs
In fact, 360 IOUs are old products, which have been issued for many years. They are all operated by 360 financial industry, and there is no pledge guarantee. They 18~55 years old, with good credit information and strong repayment ability. It's worth a try. Basically, after the application is submitted, the whole process is the system software audit, and the payment can be made on the same day after the audit is passed, and the borrowing speed is quite fast.
2. Recruit good loans
It is a mobile APP that can borrow money quickly. Download an app on your mobile phone, register an account with a computer, fill in all kinds of information and submit it, and carry your ID card and savings card for verification. According to the audit, you can get a quota, and you can submit a loan application within the quota. The whole process belongs to system software review, and there is no return visit. Basically, it can be received on the day of successful approval!
3. Safe little orange blossom
Personal credit loan of Ping An Consumer Finance can be borrowed by downloading APP registered account on mobile phone and verifying private information. The maximum loan amount is 200,000, and the daily interest rate is as low as the interest rate. It can also be lent out quickly, and it is also an automatic audit of system software. Basically, there will be no return visit, and you can borrow money on the day you apply.
4, 58 Easy to borrow
Personal credit loans in the financial industry can borrow up to 6.5438+0.5 million yuan, which is a platform for borrowing money by mobile phones. Non-school students aged 22-50 can use the mobile phone number of real-name registration system Registration System to register their accounts, fill in the basic information and submit it, and then authenticate their ID cards and savings cards for verification. Once the quota is approved, they can make a loan, which will be approved in 30 seconds and will arrive on the same day.
Zhongyuan Consumer Credit is a licensed financial institution approved by the China Banking Regulatory Commission, which provides consumers with a maximum loan amount of 200,000. It is a pure credit loan and does not require customers to provide all real estate mortgage loan guarantees. According to the feedback from actual consumers, Zhongyuan Consumer Credit can complete the next payment in about 10 second. Ant borrowing is a micro-loan function in WeChat payment, and the company behind it is Ali micro-loan. Ants can borrow up to 300,000 yuan. The next payment can be made within 1min after the consumer's loan application is approved. It takes 30 seconds for a new customer to apply for a loan for the first time. In most cases, they can successfully apply for more than 5000 yuan.