No, if the provident fund loan for the first house has not been paid off, you can only choose commercial loans to buy a second house or more. If the first set of housing chooses provident fund loans, and the second set wants to choose provident fund loans, it is necessary to pay off the provident fund loans of the first suite before applying. Commercial loans have been paid off, you can apply for housing provident fund loans in accordance with the first home loan standard; If the commercial loan for the first suite is not paid off, apply for the housing accumulation fund for the second suite, and the loan interest rate will rise10; If two or more commercial loans have not been paid off, they cannot apply for housing provident fund loans.

Legal basis:

"Personal housing provident fund loan service guide" Article 2 (1) Repay in full and on time. After obtaining a successful loan, the borrower must repay the loan in full and on time according to the contract, so as to avoid leaving a bad credit record and affecting the application for loans and credit cards in the future.

(2) After the loan is paid off, the mortgage is revoked. The borrower can cancel the mortgage with the bank loan settlement certificate of the collateral and the real estate trading center.

(3) After buying a house with a provident fund loan, don't repay in advance within one year. Repay in strict accordance with the provisions of the provident fund loan, apply for early repayment after one year of repayment, and the repayment amount should exceed six months.

(4) When handling provident fund loans, everyone should first prepare personal information and some certificates, and follow the process of handling provident fund loans to ensure the smooth progress of provident fund loans.