1. For off-site loans, you must have proof of uninterrupted tax payment in the local city for more than one year. However, the requirements may be different in different cities, depending on the situation. Some may require a longer period of time, while some places may not require these certificates.

2. To apply for a remote loan, you must have a legal status and a stable job and income. In addition, the lender's credit must be good, otherwise the loan will not be granted. Of course, you must also be able to repay. The ability of a bank to lend principal and interest.

3. Off-site loans must have valid contracts and agreements for purchasing or building housing. Of course, if the lending bank has other requirements, you must comply with them.

4. The loan must have something as collateral so that the bank can lend you money. The lender must also provide assets recognized by the lending bank as collateral, or a legal person with sufficient repayment capacity as a loan guarantor.

5. The lender must be able to afford the down payment for the house.

What are the requirements for obtaining a loan to buy a house in another place if you have a foreign registered permanent residence?

1. Have legal status.

2. Have stable economic income, good credit, and the ability to repay the principal and interest of the loan.

3. Have legal and valid contracts and agreements for purchasing, constructing, and overhauling housing, as well as other supporting documents required by the lending bank.

4. Have self-raised funds of more than RMB 20 for the entire price of the house purchased (construction, overhaul), and guarantee that it will be used to pay the down payment of the house purchased (construction, overhaul).

5. Have assets approved by the lending bank for mortgage or pledge, or (and) a legal person, other economic organization or natural person with sufficient solvency as a guarantor.

What materials need to be supplied for off-site loans?

1. The lender needs to provide basic materials for the loan, such as proof of identity, including my country’s resident ID card, household registration book and related valid documents. Proof of residence.

2. Proof of loan repayment ability and economic earning capacity recognized by the bank.

3. A house purchase agreement that meets the bank’s requirements.

4. The certificate issued when paying the down payment.

5. List of pledged items or pawned items; certificates of ownership of items, pledge certificates and other related materials.

6. Other relevant materials required by the bank.