To buy a second-hand house, the provident fund loan is 800,000*** for 20 years, and the commercial loan is 360,000*** for 20 years. What is the average minimum monthly repayment? Please help me calcul

Bank loan interest rate: 5.15, provident fund: 3.25

Equal principal and interest

Total interest: 506,401.26 yuan Total cumulative repayment: 1,666,401.26 yuan

Principal and interest repayment in installments (yuan) Interest repayment (yuan) Principal repayment (yuan) Remaining principal (yuan)

1 6943.34 3711.67 3231.67 1156768.33

2 6943.34 3701.55 3241.79 1153526.54

3 6943.34 3691.4 3251.94 1150274.6

4 6943.34 3681.22 3262.12 1147012.49

5 6943.34 3671.01 3272.33 1143740 .15

Equal principal amount

Total interest: 447255.83 yuan Total cumulative repayment: 1607255.83 yuan

Repayment of principal and interest in installments (yuan) Repayment of interest (yuan) Repayment of principal (yuan) Remaining principal (yuan)

1 8545 3711.67 4833.33 1155166.67

2 8529.53 3696.2 4833.33 1150333.33

3 8514.07 3680.74 4833.33 1145500

4 8498.6 3665.27 4833.33 1140666.67

5 8483.14 3649.81 4833.33 1135833.33

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