Loans to buy a house can be rented, but tenants generally look at a copy of the real estate license and the purchase contract.

Bank loans need to prepare four types of information:

Personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;

Provide proof of stable income source: bank flow sheet, labor contract, etc.

Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other related certificates;

Other information required by the bank.

Can I rent a house with a loan, and pay the rent and pay the mortgage?

It is possible to buy a house with a loan and then rent it out, and collect the rent and pay the mortgage. As long as it meets the lease conditions, it can be rented.

According to Article 8 of the Measures for the Administration of Commercial Housing Rental, the room with original design is the smallest rental unit, and the per capita rental construction area shall not be lower than the minimum standard stipulated by the local people's government. Kitchen, bathroom, balcony and underground storage room shall not be rented for people to live in.

Article 9 The lessor shall perform the obligations of house maintenance in accordance with the contract and ensure the safety of the house and indoor facilities. If the damaged house is not repaired in time, which affects the normal use of the lessee, it shall be liable for compensation or reduce the rent in accordance with the agreement. During the term of the house lease contract, the lessor shall not unilaterally raise the rent level at will.

Article 10 The lessee shall use the house reasonably according to the lease purpose and use requirements agreed in the contract, and shall not change the load-bearing structure of the house or dismantle or refit indoor facilities without authorization, and shall not harm the legitimate rights and interests of other owners and users. If the lessee causes damage to the leased premises and facilities due to improper use, it shall be responsible for repair or be liable for compensation.

Extended data:

Sixth houses under any of the following circumstances shall not be rented:

(a) illegal construction;

(two) does not meet the mandatory standards for safety, disaster prevention and other engineering construction;

(three) in violation of the provisions to change the nature of housing use;

(four) other circumstances in which laws and regulations prohibit rental.

Article 7 The parties to a house lease shall conclude a lease contract according to law. The contents of the house lease contract shall be agreed by both parties, and generally include the following contents:

(a) the name and domicile of the parties to the house lease;

(2) Location, area, structure, ancillary facilities, furniture, household appliances and other indoor facilities;

(3) The amount and payment method of rent and deposit;

(four) the purpose and use requirements of the leased house;

(five) the safety performance of houses and indoor facilities;

(6) Term of lease;

(seven) housing maintenance responsibility;

(eight) payment of property services, water, electricity, gas and other related expenses;

(nine) dispute resolution and liability for breach of contract;

(10) Other agreements.

The parties to a house lease shall stipulate in the house lease contract the measures to be taken when the house is expropriated. The construction (real estate) management department may, jointly with the administrative department for industry and commerce, formulate a model text of the house lease contract for the parties to choose.