1. Holding relevant licenses: Hao Xinhua holds the licenses required by the Interim Measures for the Management of Business Activities of Personal-to-Personal Lending Information Intermediaries, that is, it has legal business qualifications in personal-to-personal lending. Holding relevant licenses is one of the basic requirements for compliance operation of the platform.

2. Security certification: Good Xinhua has passed a number of security certifications such as national electronic certification, indicating that the platform has certain security measures to protect users' personal information and financial security.