Hengfeng bank's mortgage can be repaid in advance. If you pay off all the loans at one time, you don't have to calculate interest. If only a part is paid back, the remaining interest will be calculated normally.
Early repayment means that the borrower applies to the bank to repay part of his loan in advance, and guarantees that it will not be overdue last month and the loan will be repaid that month. Pay off all or part of the loan in one lump sum according to the date stipulated by the bank.