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How to treat parents who have the ability but don't repay their daughters' online loans?
I think this situation is normal and understandable for parents.

First of all, since children can borrow online loans, it means that they are at least adults, and the basic truth should be understood. Since no housekeeper came to ask for money at first, you must think you can pay it back. As parents, we should support them. Unless it is absolutely necessary, the parents will definitely help.

Take myself as an example. After I went to college, I seldom asked the housekeeper for money. I earned my living expenses through my own efforts, and my parents are proud of me. I went out to work in the summer vacation of my sophomore year, but in order to buy a mobile phone first, I borrowed the borrowed money and paid it back myself. Even in the last three days, my dad asked me if I could return it. I said yes, but I actually thank my parents for giving me this opportunity to exercise.

Secondly, you should understand that your parents didn't help you at first, nor did they exercise you. I don't really want to help you. You have grown up and understood many things, so you must also understand that this will not affect your reputation. I think it's best to repay it yourself at this time. I borrowed it myself, which is the responsibility of an adult. But when you really have no choice, your family will always be on your side.

Finally, the purpose of parents not helping their children repay online loans is definitely to exercise their children. No parents don't love their children. I think this is better than paying back online loans directly, because it will let children understand some survival rules of this society.